Emergency Preparedness and Recovery
Financial Issues
Begin Now to Be Prepared for a Financial Disaster – Recovering from a
disaster is easier when you have good records, emergency cash, adequate
insurance coverage, and access to important documents in an evacuation box.
Disaster Recovery: A Guide to Financial Issues – The booklet offers
suggestions on financial steps to take immediately, in the initial weeks and
months, and how to begin planning again for the future.
Getting Through Tough Times – These articles were created to help
families during times of financial stress. They include ideas to help families
stretch resources by bartering, deciding whether teens should work, which bills
to pay first, managing food dollars, spending less, talking with creditors,
helping children cope, controlling stress, helping mom and dad and more.
Financial Management When A Family Member Faces Long-Term Health Care.
When a family member has a chronic or illness, condition or disability,
eventually you have to consider the financial implications. This article
discussions the cost of health care, understanding the health care system,
warning signs of financial trouble, negotiating payments, where to get help, and
reducing your expenses.
Helping Friends Cope with Financial Crisis - Helping Friends Cope with Financial Crisis – This guide was developed for
acquaintances, friends, neighbors or family members who face a financial crisis.
It suggests ways to help friends in such circumstances, and how to encourage
someone to seek professional help, particularly if they are depressed or are at
risk of suicide.
Homeowner's Insurance Protection for Disaster Victims – This fact sheet
discusses a list of policy provisions that are often included in homeowner's
insurance policies to help you look for policy protections you may have.
Investing for Your Future in Uncertain Times – Here are seven suggestions
to help you stay on track financially even when the situation seems bleak
including maintaining emergency funds, good financial records, and a food and
water supply, preparing a will and updating beneficiary designations, and
continuing contributions to retirement accounts.
Living Resourcefully With Reduced Income – Good bill paying practices and
use of community resources will help you survive on a reduced income. Persons
who use a systematic approach are more likely to speed their recovery.
Managing Financial Loses from A Natural Disaster – Financial losses can
be minimized by planning ahead, buying insurance and maintaining an emergency
fund. Good records can help you more quickly settle insurance claims and provide
records to speed government assistance. This fact sheet also discusses the
importance of maintaining both flood insurance and an earthquake rider for your
homeowners insurance.
Steps to Take to Repair Damages – Here are the four steps you will
need to complete to cover the financial costs of needed repairs.
Judith R. Urich, Ph.D., CFP
Retired
Family Resource Management Specialist
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